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If there has been a reason which stopped or delayed you applying for Housing Benefit or Council Tax Reduction you can ask for your claim to be 'backdated' so that it starts from an earlier date.If you qualify for Housing Benefit or Council Tax Reduction (or both), your entitlement will normally be awarded from the Monday after you requested the application form (as long as you return the form within one calendar month).This means, of course, that insurers will not guarantee any commitment to insurance cover, nor can coverage be confirmed until the relevant insurers receive all related premium payments from the insured.In the jurisdictions involved, premiums must thus be paid for renewal the policy expiration date.

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For premium wired from outside of China, allow two weeks or more.

The following list shows examples of what is meant by good cause: These examples are only a guide to help you. If you forget to claim, or did not know you could claim, this would not be a good reason on its own.

To qualify for backdating, you must be able to prove you had good cause for the period you are claiming.

If you or your partner, are aged 60 or over, and you claim Housing Benefit or Council Tax Reduction (or both), your claim will automatically be considered for backdating to an earlier date.

Backdating may apply: You may be asked to provide proof of your income, savings and rent (if you pay rent) for the backdated period. Good cause is a reason that prevented you from not applying earlier.

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